Critical Illness Life Insurance
is the foundation of any sound financial security planning. It is the fact of life.
FACTS of Life ABOUT CRITICAL ILLNESSES
Critical Illness Statistics
Of 10 Healthy male adults, 3 will have a critical illness before age 65
Of 10 healthy female adults, 2.7 will have a critical illness before age 65
Insure against Heart Attack
(From the Heart and Stroke Foundation)
1 in 4 Canadians will contract some form of heart disease
75,000 Canadians suffer heart attacks each year
Heart disease costs the Canadian economy approximately $19 billion every year in medical services, hospitalization expenses, loss of income and loss of productivity
The rate of death among patients hospitalized for heart attacks has been decreased by half, from 16 per cent to 8 per cent
1 in 2 heart attack victims are under the age of 65
Insure against Stroke
(From the Heart and Stroke Foundation)
50,000 Canadians suffer a stroke each year
75% survive the initial event
strokes are the leading cause of neurological disability
1/3 of stroke victims are under the age of 65
60% of stroke victims will be left with a disability
Insure against Cancer
(From the Canadian Cancer Society)
more than 130,000 Canadians will be diagnosed with cancer this year
over 60,000 people in Canada will die this year from the disease
1 in 3 Canadians will develop cancer in their lifetime
1 in 9 women will develop breast cancer
1 in 3 women and 1 in 2.5 men will develop cancer in their lifetime.
Insure against Coronary Artery Bypass Surgery
(From the the Heart and Stroke Foundation of Ontario/Canada)
bypass surgery is performed more on men than women by a ratio of nearly 4 to 1
there are approximately 11,000 bypass surgeries performed in Canada each year
the rate at which bypass surgery is performed on people age 65 and older has increased
Insure against Multiple Sclerosis
(From the Multiple Sclerosis Society of Canada)
More than 50,000 Canadians have Multiple Sclerosis
MS is the most common neurological disease among young Canadians
Canadians have one of the highest rates of MS in the world.
Women are twice as likely to develop MS as men
Insure against Parkinsons Disease
(From the Parkinson's Foundation of Canada)
30% of all Parkinson's patients are under 50
20% of all Parkinson's patients are under 40
there are approximately 80,000 - 100,000 Canadians suffering from Parkinson's
Insure against Paralysis
(From the National Spinal Cord Injury Association of Canada)
There is an estimated 900 Canadians who sustain a spinal cord injury each year
More than 30,000 Canadians suffer from paralysis of 2 or more limbs
Most persons who suffer spinal cord injury are between 16 and 30 years of age
The most common causes of spinal cord injury are car collisions and falls
Insure against Alzheimers Disease
(From the Canadian Alzheimer Society)
Alzheimer Disease is the fourth leading cause of death in Canada
Every year approximately 10,000 Canadians die from Alzheimer's
Approximately 1 in 100 Canadians suffer from Alzheimer's disease
There are approximately 22,000 people in Metro Toronto with Alzheimer's
The disease occurs in 8% of the general population over 60
Insure against Kidney Failure
(From the Kidney Foundation of Canada)
Kidney disease ranks sixth among diseases causing death in Canada
Each day an average of 8 Canadians learn that their kidneys have failed
Approximately 2000 Canadians are on a waiting list for kidney transplant
351 kidney transplants were performed in Ontario in 1995
1 in 10 will develop kidney stones at some point in their lives
Insure against Deafness
(From the Canadian Hearing Society)
280,000 Canadians are deaf
1,120,000 Canadians are hard of hearing
1,400,000 do not use amplification
There are more than 2,800,000 Canadians with hearing loss
Insure against Occupational HIV
(From the Canadian Aids Society)
Approximately 4.4 million health care workers suffer 800,000 needle sticks and other injuries from sharp objects annually
An estimated 16,000 of these objects are contaminated with HIV
Everyone has a relative or friend who has suffered from one of the above illnesses. It is a fact of life. ... Protect yourself and your family. The numbers speak for themselves:
One person in four will suffer a Heart Attack. The second highest age risk is 20 to 30.
One person in three will be diagnosed with Cancer. One in four will die from this illness.
Would you agree with me that we all concern about our money if something critical happened to our health?
Would a cash benefit of $100,000 have made the health recovery easier for both the sick and the family?
Critical Illness Insurance is your first choice because recovery wll be your first priority.
